Maryland Insurance Administration: Need to Make Repairs? Be Sure to Protect Yourself

NEED TO MAKE REPAIRS AFTER THE STORM?
BE SURE TO PROTECT YOURSELF

Homeowners who face repair projects following this weekend’s storms should take steps to protect themselves financially, urges Maryland Insurance Commissioner Therese M. Goldsmith. Home repair fraud tends to increase after widespread damage. Consumers should follow the steps below when choosing whether to hire contractors and insurance claims adjusters:

• Get more than one bid from contractors.
• Request at least three references for the contractors you are considering.
• Ask for proof of necessary licenses, building permits, insurance and bonding.
• Ask to see the worker’s Home Improvement Commission license and check its expiration date. Contractors must display their license number on all of their home improvement contracts, trucks and advertisements.
• Be wary of contractors who demand up-front payment for repair