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NEW CARROLLTON, MD (April 18, 2024)<\/b> \u2013 The Maryland Department of Housing and Community Development recognized the top performing lender and realtor partners of 2023 on Wednesday during the Maryland Mortgage Program\u2019s annual awards event, which featured remarks from Secretary Jake Day and the MMP Director, Maddy Ciulu, as well as from US Bank, Maryland REALTORS, Freddie Mac, and the Maryland Mortgage Bankers and Brokers Association. The department recognized these dedicated partners for their exemplary performance and celebrated the continued partnership.\u00a0<\/span><\/p>\n For more than 40 years, the Maryland Mortgage Program has provided sustainable, fixed-rate mortgages, primarily to first-time homebuyers. Program borrowers receive access to down payment and closing cost assistance and, if eligible, student debt relief through the popular Maryland SmartBuy initiative. The Maryland Mortgage Program works with a network of over 110 active lenders statewide.<\/span><\/p>\n For the fourth calendar year, the Maryland Mortgage Program surpassed $1 billion in loan reservations. 68 percent of borrowers had income below 80% Area Median Income, and 98 percent were first-time homebuyers. In 2023, U.S. Bank processed nearly 3,400 Maryland Mortgage Program loan reservations, including 312 SmartBuy loans, ranking the program third in homeownership production out of the 42 Housing Finance Agencies they service.\u00a0<\/span><\/p>\n \u201cHomeownership is a proven pathway to opportunity and wealth-building, and the Maryland Mortgage Program seeks to make homeownership affordable and attainable for all,\u201d <\/span>said Secretary Day.<\/b> \u201dI\u2019m grateful for the dedicated support of like-minded lenders, realtors, title companies, housing counselors, and other industry partners. The program would not be as effective and impactful as it is without their good work.\u201d<\/span><\/p>\n The Maryland Mortgage Program 2023 Top Performers include:<\/span><\/p>\n Top Performing Lender<\/span><\/i><\/p>\n Gold Tier Lenders<\/span><\/i><\/p>\n Silver Tier Lenders<\/span><\/i><\/p>\n Rising Star<\/span><\/i><\/p>\n Top Producing Loan Officer\u00a0<\/span><\/i><\/p>\n Top Producing Processor<\/span><\/i><\/p>\n Top Producing Realtor<\/span><\/i><\/p>\n Top Real Estate Companies<\/span><\/i><\/p>\n SmartBuy Student Debt Eliminators<\/span><\/i><\/p>\n For more information about the Maryland Mortgage Program, visit <\/span>mmp.maryland.gov<\/span><\/a>. To view pictures of the event, visit <\/span>https:\/\/flic.kr\/s\/aHBqjBmRWU<\/span><\/a>.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" NEW CARROLLTON, MD (April 18, 2024) \u2013 The Maryland Department of Housing and Community Development recognized the top performing lender and realtor partners of 2023 on Wednesday during the Maryland Mortgage Program\u2019s annual awards event, which featured remarks from Secretary Jake Day and the MMP Director, Maddy Ciulu, as well as from US Bank, Maryland Read the Rest…<\/a><\/p>\n","protected":false},"author":242,"featured_media":12017,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[23,33,166],"tags":[],"class_list":["post-12016","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-maryland-mortgage-program","category-press-releases","category-smartbuy-maryland-mortgage-program"],"acf":[],"_links":{"self":[{"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/posts\/12016","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/users\/242"}],"replies":[{"embeddable":true,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/comments?post=12016"}],"version-history":[{"count":4,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/posts\/12016\/revisions"}],"predecessor-version":[{"id":12024,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/posts\/12016\/revisions\/12024"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/media\/12017"}],"wp:attachment":[{"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/media?parent=12016"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/categories?post=12016"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/tags?post=12016"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"Maryland](\"http:\/\/news.maryland.gov\/dhcd\/wp-content\/uploads\/sites\/16\/2024\/04\/53661665614_4e375b344c_k-300x160.jpg\")
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