{"id":10595,"date":"2022-01-05T14:19:00","date_gmt":"2022-01-05T19:19:00","guid":{"rendered":"https:\/\/news.maryland.gov\/dhcd\/?p=10595"},"modified":"2023-11-02T14:12:14","modified_gmt":"2023-11-02T18:12:14","slug":"governor-hogan-announces-opening-of-maryland-homeowner-assistance-fund","status":"publish","type":"post","link":"https:\/\/news.maryland.gov\/dhcd\/2022\/01\/05\/governor-hogan-announces-opening-of-maryland-homeowner-assistance-fund\/","title":{"rendered":"Governor Hogan Announces Opening of Maryland Homeowner Assistance Fund"},"content":{"rendered":"\n<h2><em>Will Support Mortgage Relief Programs, Housing-Related Services<\/em><\/h2>\n<p><strong>ANNAPOLIS, MD <\/strong>(January 5, 2022) \u2014 Governor Larry Hogan today announced the launch of the $248 million Maryland Homeowner Assistance Fund, which will be administered by the Maryland Department of Housing and Community Development (DHCD) to support mortgage relief, home repairs, housing counseling, and legal services.<\/p>\n<p>\u201cAcross Maryland, there are homeowners who are struggling to keep up with their mortgage payments due to the financial hardships related to the COVID-19 pandemic,\u201d said Governor Hogan. \u201cThe programs we are announcing today through the Homeowner Assistance Fund will help keep Marylanders in their homes and support our state\u2019s economic recovery.\u201d<\/p>\n<p><strong>Maryland Homeowner Assistance Fund.\u00a0<\/strong>The State of Maryland will be distributing $248 million through the fund in the following targeted amounts:<\/p>\n<ul>\n<li>Approximately\u00a0<strong>$171 million<\/strong>\u00a0to provide loans to assist homeowners who have experienced financial hardship with their mortgages and\u00a0<strong>$34 million<\/strong>\u00a0to provide grants to assist with property tax, homeowner association, and other types of delinquencies<\/li>\n<li><strong>$10 million<\/strong>\u00a0for the WholeHome program to help homeowners with necessary repairs and energy efficiency improvements<\/li>\n<li><strong>$8 million<\/strong>\u00a0for housing counseling agencies and\u00a0<strong>$3 million<\/strong>\u00a0for legal services providers to help homeowners navigate the foreclosure process<\/li>\n<li><strong>$22 million<\/strong>\u00a0for program case management, administration, and marketing and outreach to ensure eligible homeowners, including minority populations and those in especially hard-hit areas, are aware of the relief<\/li>\n<\/ul>\n<p>\u201cMaryland was one of the first three states whose plans were approved by the U.S. Treasury in late November,\u201d said Secretary Kenneth C. Holt. \u201cOur team has been working diligently to ensure we are one of the first states to deploy this assistance to those who need it most.\u201d<\/p>\n<p><strong>Be Informed.<\/strong>\u00a0Marylanders currently experiencing issues with their mortgage should contact their mortgage servicer\u2014the company that processes their monthly payment\u2014to inquire about forbearance and loss mitigation options. To be connected to housing counseling and legal services, call 1-877-462-7555. DHCD is awarding\u00a0<a href=\"https:\/\/dhcd.maryland.gov\/Documents\/PressReleases\/MDHAF-FY22-Counseling-Legal-Awards_Potrait.pdf\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/dhcd.maryland.gov\/Documents\/PressReleases\/MDHAF-FY22-Counseling-Legal-Awards_Potrait.pdf&amp;source=gmail&amp;ust=1641494242015000&amp;usg=AOvVaw1tBELXMqj77mrrSo56adOR\">$4.4M in Fiscal Year 2022<\/a>\u00a0to 29 housing counseling and legal services agencies that can help Marylanders access Homeowner Assistance Fund relief.<\/p>\n<p><strong>Program Portal.<\/strong>\u00a0The Homeowner Assistance Fund will assist applicants who were unemployed or underemployed on or after Jan. 21, 2020, resulting in mortgage delinquency or forbearance and other types of homeowner delinquencies. Marylanders can determine their eligibility and apply by visiting\u00a0<a href=\"http:\/\/homeownerassistance.maryland.gov\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=http:\/\/homeownerassistance.maryland.gov\/&amp;source=gmail&amp;ust=1641494242015000&amp;usg=AOvVaw1lJF-Yjz1MwR7DTmHWmgjw\">homeownerassistance.maryland.gov<\/a>\u00a0and clicking on \u201cCheck Eligibility\u201d under \u201cGet Started.\u201d For assistance in applying or navigating the application portal, call\u00a0833-676-0119,\u00a0Monday through Friday between 8 a.m. and 7 p.m. or Saturday between 9 a.m. and 4 p.m.<\/p>\n<p><strong>Emergency Home Repairs.<\/strong>\u00a0The Homeowner Assistance Fund WholeHome Grant will help Maryland homeowners who have an emergency repair in their primary residence that they are unable to address because of the financial impact of COVID-19. Without addressing these repairs, it will cause the homeowner to be \u201cinvoluntarily displaced\u201d from the property. The grant will be capped at $10,000 and will be used to address any emergency repairs, including mold remediation, asbestos and lead paint removal, no heat or no air, electrical repairs, plumbing and septic repairs, and other structural and maintenance issues. For more information and to apply visit\u00a0<a href=\"http:\/\/dhcd.maryland.gov\/wholehome\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=http:\/\/dhcd.maryland.gov\/wholehome&amp;source=gmail&amp;ust=1641494242015000&amp;usg=AOvVaw13tfd0IbRz092L1HwSqY3O\">dhcd.maryland.gov\/wholehome<\/a>\u00a0or call 877-568-6105.<\/p>\n<p><strong>Mortgage Servicer Help.\u00a0<\/strong>The Office of the Commissioner of Financial Regulation (OCFR) within the Maryland Department of Labor is responsible for regulating the mortgage service industry in Maryland. If a homeowner feels that their servicer is not properly participating in the Maryland Homeowner Assistance Fund, they may report their concern to OCFR by calling 410-230-6077 or by visiting\u00a0<a href=\"https:\/\/labor.maryland.gov\/finance\/consumers\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/labor.maryland.gov\/finance\/consumers\/&amp;source=gmail&amp;ust=1641494242015000&amp;usg=AOvVaw2Xk2us590QyC8wu4-2CZNj\">labor.maryland.gov\/finance\/consumers<\/a>\u00a0to submit a complaint.<\/p>\n<p>Visit\u00a0<a href=\"http:\/\/homeownerassistance.maryland.gov\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=http:\/\/homeownerassistance.maryland.gov&amp;source=gmail&amp;ust=1641494242015000&amp;usg=AOvVaw1wD4INlZSUyHZMoLhMRetH\">homeownerassistance.maryland.gov<\/a>\u00a0for additional program details, including eligibility information, a document checklist, and answers to frequently asked questions.<\/p>\n<p align=\"center\"># # #<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Will Support Mortgage Relief Programs, Housing-Related Services ANNAPOLIS, MD (January 5, 2022) \u2014 Governor Larry Hogan today announced the launch of the $248 million Maryland Homeowner Assistance Fund, which will be administered by the Maryland Department of Housing and Community Development (DHCD) to support mortgage relief, home repairs, housing counseling, and legal services. \u201cAcross Maryland,<a href=\"https:\/\/news.maryland.gov\/dhcd\/2022\/01\/05\/governor-hogan-announces-opening-of-maryland-homeowner-assistance-fund\/\">&nbsp;&nbsp;Read the Rest&#8230;<\/a><\/p>\n","protected":false},"author":119,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[13,46,16,23,33],"tags":[],"class_list":["post-10595","post","type-post","status-publish","format-standard","hentry","category-foreclosure-prevention","category-governor-hogan","category-homeownership","category-maryland-mortgage-program","category-press-releases"],"acf":[],"_links":{"self":[{"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/posts\/10595","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/users\/119"}],"replies":[{"embeddable":true,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/comments?post=10595"}],"version-history":[{"count":2,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/posts\/10595\/revisions"}],"predecessor-version":[{"id":11764,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/posts\/10595\/revisions\/11764"}],"wp:attachment":[{"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/media?parent=10595"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/categories?post=10595"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/news.maryland.gov\/dhcd\/wp-json\/wp\/v2\/tags?post=10595"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}