Maryland Mortgage Program Recognizes Top 2025 Lender and Realtor Partners at Annual Awards Ceremony

NEW CARROLLTON, MD (March 26, 2026) – The Maryland Department of Housing and Community Development recognized the top performing lender and realtor partners of 2025 today during the Maryland Mortgage Program’s annual awards event.

For more than 40 years, the Maryland Mortgage Program has provided sustainable, fixed-rate mortgages, primarily to first-time homebuyers. Program borrowers receive access to down payment and closing cost assistance and, if eligible, student debt relief through the popular Maryland SmartBuy initiative. 

“Every year the Maryland Mortgage Program helps thousands of people achieve the dream of owning a home,” said Maryland Department of Housing and Community Development Secretary Jake Day. “I’m grateful to our lenders, realtors, title companies, housing counselors and other industry partners who work with the Department on a daily basis to make that dream possible for so many Marylanders.”

The Maryland Mortgage Program offers competitive rates and critically important down payment assistance options responsive to an ever-changing housing market. The program has averaged $1 billion in mortgage loan reservations annually and provided 3,070 mortgages for Maryland homebuyers in Fiscal Year 2025. 

The program was recently awarded Outstanding Achievement in Affordable Homeownership as part of U.S. Bank’s 2026 Housing Finance Agency Homeownership Awards. The awards celebrate organizations that drive strong loan production outcomes and help expand access to sustainable homeownership within their communities.

Thursday’s event featured remarks from Secretary Jake Day and Maryland Mortgage Program Director Maddy Ciulu, along with representatives from Maryland REALTORS, U.S. Bank and the Maryland Mortgage Bankers and Brokers Association. Afterwards, several partners were recognized for their accomplishments.

The Maryland Mortgage Program 2025 Top Performers include:

TOP PERFORMING LENDER 

First Home Mortgage Corporation

GOLD TIER LENDERS

First Home Mortgage Corporation

NFM, Inc. dba NFM Lending & Main Street Home Loans

Direct Mortgage Loans, LLC

Fairway Independent Mortgage Corporation

Lower, LLC

Primary Residential Mortgage, Inc.

FitzGerald Financial, a Division of TowneBank Mortgage

SILVER TIER LENDERS

Embrace Home Loans

First Heritage Mortgage, LLC

Ameris Bank

CrossCountry Mortgage, LLC

Prosperity Home Mortgage, LLC

AnnieMac Home Mortgage

Movement Mortgage, LLC

RISING STAR

All Western Mortgage, LLC

TOP PRODUCING LOAN OFFICER

Alexis Vining                                                   

Pamela Vroman – Direct Mortgage Loans, LLC

Tammi Printz – First Home Mortgage Corporation

TOP PRODUCING PROCESSOR

Ashley McGregor – Fairway Independent Mortgage Corporation

Genie Bapisteller – NFM Lending / Main Street Home Loans

TOP PRODUCING REALTOR

James Archie – Own Real Estate

Diego Rodriguez – Spring Hill Real Estate

Jhojan Coronado – Fairfax Realty

TOP PRODUCING SMARTBUY LOAN OFFICER

Ryan Paquin – First Home Mortgage Corporation

Photos from the 2026 MMP Annual Awards ceremony can be found here.