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Maryland Mortgage Program (MMP) Recognized With National Award of Excellence

Maryland Mortgage Program (MMP) Recognized With National Award of Excellence

MMP’s Product Diversification Empowers New Buyers

New Carrollton, MD (October 29, 2020) — The National Council of State Housing Agencies has announced the Maryland Mortgage Program as the winner in the category of Homeownership: Empowering New Buyers at its Annual Awards for Program Excellence. The state housing program was honored for its diverse array of loan products and down payment assistance. These initiatives have empowered homebuyers in Maryland, particularly first-time homebuyers, and led to more than $1 billion in Maryland Mortgage Program loan reservations in 2019.

The Maryland Mortgage Program has been the state’s flagship homeownership program for nearly 40 years. The program offers a wide range of home loan products that have been specially tailored to help make homeownership affordable in Maryland. Whether you’re looking for extremely low interest rates (as low as 2.125% this fall), downpayment and closing cost assistance up to $9,500, or even student debt relief, MMP provides a diverse product matrix that is designed to help Marylanders get into a house at an affordable price.

The Maryland Mortgage Program’s product diversification and expansion was a significant factor in a recent performance milestone. In Calendar Year 2019, the program reserved approximately 4,300 loans totaling $1,189,684,291 – the first time annual reservations exceeded $1 billion. The program’s strong performance positively impacted the department’s bond issuances and sales and recently led to an upgrade of the department’s housing finance bond rating by Moody’s Investors Service – the first such upgrade in 40 years.

In effectively doubling the amount of home loans, the Maryland Mortgage Program proved its new product matrix is extremely attractive to Maryland homebuyers. On behalf of the Maryland Department of Housing and Community Development, the Maryland Mortgage Program would like to extend a thank you to our amazing professional partners. This great success was a result of an extremely effective network of professional partners. Together, we’re building Maryland communities.

For more information about the Maryland Mortgage Program, visit mmp.maryland.gov.



Governor Hogan Announces $250 Million ‘Maryland Strong: Economic Recovery Initiative’

Governor Hogan Announces $250 Million ‘Maryland Strong: Economic Recovery Initiative’
Doubles Commitment to Emergency Economic Relief for Marylanders to $500 Million
Includes New Relief Programs and Expansion of Existing Programs for Businesses, Restaurants, Main Streets, Arts, and Tourism

ANNAPOLIS, MD — (October 22, 2020) Governor Larry Hogan today announced the $250 million ‘Maryland Strong: Economic Recovery Initiative,’ which will provide funding from the Rainy Day Fund to directly assist restaurants, small businesses, local entertainment venues, arts organizations, and Main Streets across the state. The initiative doubles the state’s total commitment to COVID-19 emergency economic relief for Marylanders to $500 million.

“This new $250 million ‘Maryland Strong: Economic Recovery Initiative’ will be critical to the thousands of struggling restaurants, small businesses, and Main Streets across the state that are attempting to weather this crisis,” said Governor Hogan. “I have directed our entire team in each agency to ensure that this much-needed funding gets out the door to our struggling citizens and small businesses as quickly as possible. We also intend to work closely with our local partners so that they can assist in expeditiously getting this money into the hands of those who need it most.”

For more information visit: https://governor.maryland.gov/2020/10/22/governor-hogan-announces-250-million-maryland-strong-economic-recovery-initiative/.

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Housing Choice Voucher Program’s Eastern Shore Waiting List to Open November 2, 2020, to November 30, 2020

Housing Choice Voucher Program’s Eastern Shore Waiting List to Open
November 2, 2020, to November 30, 2020
Waiting Lists Will Be Available for Caroline, Dorchester, Kent, Somerset, Talbot, Wicomico and Worcester Counties

NEW CARROLLTON, Md. (October 19, 2020) – The Maryland Department of Housing and Community Development today announced that the Housing Choice Voucher Program waiting lists will open for Caroline, Dorchester, Kent, Somerset, Talbot, Wicomico, and Worcester counties. Applications will be accepted online only from 9:00 a.m. on November 2, 2020, through November 30, 2020, at 5:00 p.m.

Preliminary applications must be submitted online at https://www.waitlistcheck.com/MD1645. The application is available in multiple languages. All pre-applicants will have an equal opportunity to be selected. Submission of a pre-application does not guarantee placement on any waiting list. Waiting list placement will be based on a computerized random selection. Those selected for the waiting list will be reviewed to determine preliminary eligibility, and preferences will be applied to determine the final order. As housing vouchers become available, those next on the waiting lists will be contacted to complete a full eligibility application.

Individuals with disabilities or others who need additional support may receive assistance completing a preliminary application by contacting a DHCD representative at dhcd.hcv@maryland.gov or 1-800-445-4340.

The Housing Choice Voucher Program is the federally funded, locally administered rental assistance program for assisting very low-income families, the elderly, and persons with disabilities to afford decent, safe, and sanitary housing in the private market. The department administers the program for several counties on the Eastern Shore and in Western Maryland. Other counties in Maryland maintain their own programs and waiting lists.

Eligibility for a housing voucher is determined based on a family’s total annual gross income and is limited to United States citizens and specified categories of non-citizens who have eligible immigration status. In general, the family’s income may not exceed 50 percent of the median income for the county or metropolitan area in which the family resides.

For more information, visit http://dhcd.maryland.gov/Residents/Pages/HousingChoice/. To check the status of an application, visit https://www.waitlistcheck.com.

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MEDIA CONTACTS:

Owen McEvoy, Director of the Office of Public Information
owen.mcevoy@maryland.gov

Sara Luell, Director of Communications
sara.luell@maryland.gov

 


LEGAL NOTICE: Notice of Emergency Solutions Grant Amendment on 2019 Action Plan

LEGAL NOTICE
Notice of Emergency Solutions Grant Amendment on 2019 Action Plan

The U.S. Department of Housing and Urban Development (HUD) announced a second allocation of CARES Act Emergency Solutions Grant (ESG-CV2) funds to the Maryland Department of Housing and Community Development (DHCD) on June 9, 2020, totaling $9,665,307. These funds are intended to address the needs of people experiencing homelessness during the COVID-19 response and recovery period and are available for use, in conjunction with ESG-CV1 funds, through September 30, 2022.

A substantial amendment to the FY 2019 Annual Action Plan is necessary in order to receive CARES Act funds, and usually a thirty (30) day public comment period is required, however, the U.S. Department of Housing and Urban Development (HUD) has waived this requirement for the ESG- CV2 and allows for notification of the substantial amendment via this notice. This announcement fulfills HUD’S notification requirements for ESG-CV2.

Awards & Eligible Grantees

The Department of Housing and Community Development intends to utilize $823,923 of the ESG-CV2 funds for administrative costs and award a total of $9,915,307 to the 11 Continuums of Care (CoCs) that are HUD non-entitlement areas, as indicated in the allocations chart below. Entitlement counties (Baltimore City, Baltimore County, Anne Arundel County, Montgomery County, and Prince George’s County) receive their ESG-CV funding directly from HUD and therefore are not eligible to receive ESG-CV funding through DHCD.

Awards to CoCs were determined based on the annual homeless served in each CoC in FY2020. Similar to the process for regular Emergency Solutions Grant funding, CoCs will competitively solicit and select nonprofit or government organizations to receive ESG-CV funds within their local geographic area and deliver services to people experiencing homelessness.

ESG-CV2 Allocations Total
Allegany County Continuum of Care $207,519
Carroll County Continuum of Care $636,581
Cecil County Continuum of Care $694,325
Frederick County Continuum of Care $1,552,537
Garrett County Continuum of Care $436,178
Harford County Continuum of Care $464,972
Howard County Continuum of Care $602,069
Lower Shore Continuum of Care (Somerset, Worchester, Wicomico counties) $1,808,642
Mid-Shore Continuum of Care (Caroline, Dorchester, Kent, Queen Anne’s, Talbot counties) $985,499
Southern MD Continuum of Care (Calvert, Charles, St. Mary’s counties) $1,606,839
Washington County Continuum of Care $920,146
Administrative Costs – DHCD $823,923
Total ESG-CV2 $9,665,307

ESG-CV2 Activities

Eligible activities for these funds include street outreach, emergency shelter, rapid re-housing, homelessness prevention, administrative costs, and funds for the implementation of Homeless Management Information Systems (HMIS).

CoCs must spend at least 50% of their allocation on providing rapid re-housing services to people currently experiencing homelessness. CoCs may not utilize funds for homelessness prevention unless performance benchmarks for a reduction in homelessness have been met. The anticipated activities for ESG-CV2 statewide are as follows:

Activity Percentage of Funds
Street Outreach 10%
Emergency Shelter 25%
Rapid Re-Housing 50%
Homelessness Prevention 0%
Homeless Management Information Systems (HMIS) 5%
Administrative Costs (DHCD & CoCs combined) 10%

A copy of the Amendment to the 2019 Action Plan can be found on the publications page of the Maryland Department of Housing and Community Development at https://dhcd.maryland.gov/Pages/Publications.aspx.

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Legal Notice: Notice of Public Hearing – Residential Rental Housing Projects

NOTICE OF PUBLIC HEARING CONCERNING ISSUANCE OF BONDS OR OTHER OBLIGATIONS TO FINANCE RESIDENTIAL RENTAL HOUSING PROJECTS

Notice is hereby given that the Community Development Administration (the “Administration”), a unit of the Division of Development Finance of the Maryland Department of Housing and Community Development, will conduct a public hearing from 12:00 p.m. to 12:15 p.m., on Wednesday October 14, 2020.

DUE TO THE COVID 19 EMERGENCY, THIS PUBLIC HEARING WILL BE CONDUCTED SOLELY VIA TELECONFERENCE. PARTIES INTERESTED IN PARTICIPATING IN THE PUBLIC HEARING SHOULD CALL (toll free) 1-800-201-5203 PIN: 891244 DURING THE PUBLIC HEARING TIME.

For more information, visit: https://dhcd.maryland.gov/Documents/TEFRA/2020/Notice-10-05.pdf.



Applications Open for 2021 Keep Maryland Beautiful Grants

Applications Open for 2021 Keep Maryland Beautiful Grants
$312,500 Available for Community Beautification, Greening, and Environmental Initiatives

The State of Maryland in partnership with the Forever Maryland Foundation is now accepting applications for the annual Keep Maryland Beautiful grants program.

Four different grants are being offered to help volunteer and nonprofit groups, communities, and land trusts support environmental education projects, litter removal, citizen stewardship, and solve natural resource issues in urban and rural areas. The deadline to apply for funding is Nov. 12, 2020. Awards will be announced in spring 2021.

For more information, visit: https://news.maryland.gov/dnr/2020/10/01/applications-open-for-2021-keep-maryland-beautiful-grants/.

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Governor Larry Hogan Announces Two Communities Receive Main Street Maryland Designations

Governor Larry Hogan Announces Two Communities Receive Main Street Maryland Designations
Additions of Reisterstown and Williamsport Bring Statewide Total to 33 Main Streets

ANNAPOLIS, MD (September 25, 2020) – Governor Larry Hogan today announced that two new communities have received Main Street Maryland designations: Reisterstown in Baltimore County and the Town of Williamsport in Washington County. Following the designation of Aberdeen in Harford County earlier this year, Main Street Maryland has now designated 33 communities statewide, supporting locally-owned businesses, events, and activities that provide residents and visitors with an authentic Maryland experience.

“Main streets are the heart of our communities, and these designations are the result of a strategic focus on local revitalization,” said Governor Hogan. “These communities have made great efforts to support small businesses and improve their neighborhood economy while celebrating their cultural character and history.”

Created in 1998 and managed by the Maryland Department of Housing and Community Development, the Main Street Maryland program builds partnerships with local governments, nonprofits, and businesses to strengthen the economic development potential in Maryland’s historic downtown districts and neighborhoods.

Reisterstown is the second designated Maryland Main Street in Baltimore County. Founded in 1758 and a National Register Historic District, Reisterstown still maintains its 18th century charm with an eclectic mix of shops, restaurants, and businesses.

The Town of Williamsport is the second Maryland Main Street in Washington County. Williamsport is considered a Canal Town given its proximity to the Historic C&O Canal, which annually attracts 400,000 visitors who enjoy the attractions, eateries, and shops found downtown. Governor Hogan participated in the groundbreaking for the C&O Canal National Historic Park Headquarters last fall.

“We are pleased to add Reisterstown and Williamsport as our newest Main Street Maryland designees,” said Maryland Department of Housing and Community Development Secretary Kenneth C. Holt. “They join 31 other vibrant communities that exemplify the impact of place-based, community-driven, comprehensive revitalization efforts in our great state.”

As the state coordinating program of the National Main Street Center, Main Street Maryland is part of a national network of state programs across the country and is authorized to bestow official, nationally-recognized Main Street designations for communities in Maryland. To date, neighborhood revitalization and redevelopment activities in designated Main Street Maryland communities have supported approximately 3,200 new and expanding businesses; created more than 11,600 jobs; leveraged nearly $4 million in private investment for more than 4,400 projects, as well as $3.6 million in public investment for nearly 1,400 projects; and leveraged almost 800,000 hours of volunteer work with a wage value of almost $23 million.

For more information about Main Street Maryland and the state’s 33 designated main streets, visit mainstreetmaryland.org.
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MEDIA CONTACTS:
Owen McEvoy, Director of the Office of Public Information
owen.mcevoy@maryland.gov
Sara Luell, Director of Communications
sara.luell@maryland.gov


PUBLIC NOTICE: Notice of a Public Review and Comment Period on 2019 Action Plan Community Development Block Grant Amendment

PUBLIC NOTICE
Notice of a Public Review and Comment Period on 2019 Action Plan 
Community Development Block Grant Amendment
On March 27, 2020, the United States Congress passed The Coronavirus Aid, Relief, and Economic Security Act (H.R. 748). The bill provided additional funding to rapidly respond to COVID-19 and the economic and housing impacts caused by the pandemic. A substantial amendment to the FY 2019 Annual Action Plan is necessary in order to receive CARES Act funds, and usually a thirty (30) day public comment period is required, however, the U.S. Department of Housing and Urban Development (HUD) has waived this requirement provided that no less than five (5) days are provided for public comments on each substantial amendment. The State of Maryland has been awarded CARES Act funding under the Community Development Block Grant (CDBG-CV) Program, Emergency Solutions Grant (ESG-CV), and Housing Opportunities for Persons with HIV/AIDS (HOPWA-CV) Program.

Under the CARES Act, Congress provided $5 billion to fund the Community Development Block Grant Program (CDBG-CV) for activities to prevent, prepare for and respond to the coronavirus crisis.  The U.S. Department of Housing and Urban Development (HUD) awarded funds to entitlements and states for federal fiscal year 2020.  The State of Maryland, through the Department of Housing and Community Development (DHCD), was awarded $4,691,887 for non-entitlement communities (Round 1) and $16,144,887 (Round 2) to be used for both entitlement and non-entitlement communities.  The State was awarded a third and final round of funds in the amount of $5,277,931 to be used in non-entitlement communities.

The CDBG-CV (Round 3) funds will be distributed as follows:

State Administration (5%)
$304,653.26
Technical Assistance (2%)
$152,478.13
Projects and Activities
$4,320,799.61
Eviction Prevention Legal Services
$500,000.00
TOTAL
$5,277,931.00

The following will apply to the use of the Round 3 funds for non-entitlement counties only for emergency rental assistance: For this grant, the State chooses to only accept applications from county governments through a competitive process.  This limitation is an effort to address needs impacting the entire county.  

The Maryland Department of Housing and Community Development hereby gives notice that the following public review and comment period to examine and consider substantial amendments to the FY 2019 Action Plan to allocate funds awarded under the CARES to immediately prevent, prepare for and respond to the coronavirus (COVID-19) crisis will begin on September 28, 2020, and end October 2, 2020.

The State will hold two video conference public meetings to consider the adoption of the FY 2019 Action Plan. The public review and comment period are in accordance with the U.S. Department of Housing and Urban Development (“HUD”) guidance issued April 1, 2020, as part of its COVID-19 response.

The State will participate in the meetings by video and telephone conference, with no physical meeting location. If you wish to participate in the public hearing via video, please email janai.streat@maryland.gov to receive a link. These real-time virtual public hearings will take place on:

Tuesday, September 29, 2020 at 6:00 p.m.
Join by phone: 1-617-675-4444‬
PIN: 600 543 720 6897‬#

Wednesday, September 30, 2020 at 2:00 p.m.
Join by phone: 1-617-675-4444‬
PIN: 275 383 533 7961‬#

The State will make every effort to accommodate those with disabilities by providing the meetings in both audio and visual format. Persons requiring a translator should request one at least three days prior to the virtual hearing they plan to attend.

PUBLIC REVIEW PERIOD FOR THE CDBG AMENDMENT TO 2019 ACTION PLAN 

The Amendments to the 2019 Action public review and comment period begins on September 28, 2020, and end October 2, 2020. A copy of the Amendment to the 2019 Action Plan can be found on the publications page of the Maryland Department of Housing and Community Development at https://dhcd.maryland.gov/Pages/Publications.aspx. During the review and comment period about the herein described amendment to the 2019 Action Plan, members of the public may submit comments to:

Mrs. Ja’Nai Streat
Senior Housing Policy Analyst
Maryland Department of Housing and Community Development
7800 Harkins Road
Lanham, Maryland 20706
(301) 429-7445 or Maryland Relay for the Deaf at 1 (800) 735-2258
janai.streat@maryland.gov

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Hogan Administration Announces Local Government Infrastructure Financing Program Awards

Hogan Administration Announces Local Government Infrastructure Financing Program Awards
$24.2 million provided to seven local governments for projects and debt refinancing

NEW CARROLLTON, MD (September 24, 2020) – Governor Larry Hogan today announced more than $24.2 million in awards from the Local Government Infrastructure Program to seven local governments. Administered by the Maryland Department of Housing and Community Development, program awards will support three capital projects and enable four localities to refinance existing debt for significant long term savings. Funds were generated by a pooled bond issuance that featured the lowest interest rates in the program’s history,

“The historically low interest rates in this Local Government Infrastructure Financing Program bond issuance is a testament to our prudent management of state resources and responsiveness to our local government partners,” said Governor Hogan. “The program creates a great opportunity for local jurisdictions to fund capital projects that benefit their community or to refinance existing loans to save money in their budgets with guidance and assistance from the state.”

The Local Government Infrastructure Financing program provides an efficient and economical means for smaller county and municipal governments to access capital markets in order to refinance debt or fund infrastructure projects for eligible local governments. The loans offer attractive rates and flexible terms. The program generates savings in the costs of borrowing by pooling the local demand from multiple jurisdictions and managing the bond issue. Throughout the process, program participants receive technical expertise and resources from the Maryland Department of Housing and Community Development, including bond counsel and a financial advisor, to help local governments navigate successfully through the complexities of bond financing.

Three jurisdictions will use program funding for capital projects. The City of District Heights (Prince George’s) will use program funding to construct an addition to a municipal building to create a new senior community center with a small commercial kitchen, multipurpose rooms, a fitness room, lounge, and office space. The City of Havre de Grace (Harford) received assistance for water and sewer system improvements, including repair of an existing water tower and pump station upgrades. The City of Westminster (Carroll) will  use program funds to renovate the city’s community pool complex.

Four jurisdictions will refinance existing debt through the program to achieve long term savings. Combined, the City of Aberdeen (Harford), the Town of Oakland (Garrett), the St. Mary’s County Metropolitan Commission, and the Somerset County Sanitary Commission will achieve an estimated savings of nearly $2.6 million through debt refinancing.

“The department’s financing initiatives provide necessary investment support for housing, businesses and local governments,” said Secretary Kenneth C. Holt. “This is an example of how our lending capacity supports worthy projects.”

Since its creation in 1988, the Local Government Infrastructure Financing Program has successfully administered 38 distinct bond issues that have raised over $528 million in capital for hundreds of projects in 70 different local jurisdictions. For more information on the LGIF program, visit http://dhcd.maryland.gov/Communities/Pages/lgif.

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MEDIA CONTACTS:

Owen McEvoy, Director of the Office of Public Information
owen.mcevoy@maryland.gov, 443-679-7653

Sara Luell, Director of Communications
sara.luell@maryland.gov, 301-458-1995



Maryland Department of Housing and Community Development Announces Fiscal Year 2021 Application Round for State Revitalization Programs

Maryland Department of Housing and Community Development Announces Fiscal Year 2021 Application Round for State Revitalization Programs
Funding Available from Community Legacy, the Strategic Demolition Fund-Statewide and
Baltimore Regional Neighborhood Initiative

NEW CARROLLTON, Md. (September 11, 2020) – The Maryland Department of Housing and Community Development is announcing the Fiscal Year 2021 application round for three State Revitalization Programs –  Community Legacy, Strategic Demolition Fund – Statewide (all non-Baltimore City) and the Baltimore Regional Neighborhood Initiative.

These programs offer funding to support local housing, community and economic development, and other revitalization projects. They are part of the department’s commitment to helping the state’s local governments and nonprofit agencies achieve their community revitalization and economic development goals.

If this is your first time applying to one of the aforementioned State Revitalization Programs, contact a regional project manager for more information and to determine your eligibility. For a map of regions and additional contact information, visit https://dhcd.maryland.gov/Communities/Documents/SRP/PM-Map-ContactInfo.pdf.

Applications will be due on Thursday, October 15, 2020, at 12:00 p.m. The application portal will be open Tuesday, September 15.

Community Legacy and Strategic Demolition Fund-Statewide projects must be located in an area designated as a Sustainable Community by the State of Maryland. Projects can also be located in designated Opportunity Zones within Allegany, Garrett, Somerset and Wicomico Counties. To see your jurisdiction’s Sustainable Community or Opportunity Zone boundaries, please use the online revitalization mapping tool found at this website: https://www.dhcd.state.md.us/GIS/revitalize/index.html.

In addition to being located in a Sustainable Community, Baltimore Regional Neighborhood Initiative projects should be located in an area targeted by an eligible program applicant.  

Projects should help achieve the strategies outlined in a local government’s Sustainable Communities plan. All Sustainable Community plans can be found online by visiting https://dhcd.maryland.gov/Communities/Pages/dn/communities.aspx.

Application training will be hosted online at 10:00 a.m. on Tuesday, September 15. To register for the application training, visit https://docs.google.com/forms/d/e/1FAIpQLSe3TPBjwzkgv7X-ol5OPJkA5UhjqMaRyvYhv-bdTXEb89bTWQ/viewform.

For additional program and application information, visit https://dhcd.maryland.gov/Communities/Pages/StateRevitalizationPrograms/default.aspx.

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MEDIA CONTACTS:

Owen McEvoy, Director of the Office of Public Information
owen.mcevoy@maryland.gov, 443-679-7653

Sara Luell, Director of Communications
sara.luell@maryland.gov, 301-458-1995



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