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Five ways homeowners can shrink their energy bills


Did you know that windows can account for 10 percent to 20 percent of heating and cooling costs for the average American home?

For example, sunny windows account for unwanted heat to enter the house, forcing air conditioners to work two to three times harder just to cool hot air.

Although summer only has about two weeks left officially, the heat is lingering. We’ve compiled a list of warm climate window tips to save you money and keep cool at home.

Read more…

Secretary Holt Announces Ellington Churchill Jr. As New Deputy Secretary


New Carrollton, MD – Maryland Department of Housing and Community Development (DHCD) Secretary Kenneth C. Holt today announced the appointment of Ellington Churchill, Jr. as the department’s deputy secretary.

Churchill has more than two decades experience as a construction and real estate development professional and will assist Secretary Holt in providing leadership and oversight in the development of the state’s housing finance, asset management, community development and building code programs.Churchill is active in the community and serves on the board of directors for Outward Bound Baltimore, Arundel Community Development Services, and Peale Center for Baltimore History and Architecture.

“Ellington’s 20 years of hands-on experience in the real estate development industry in Maryland brings a broad range of leadership skills and business development expertise to DHCD,” said Secretary Holt. “He will be an important asset to the Hogan administration and the department in implementing housing and community development solutions to change Maryland for the better.” Read more…

DHCD investment helps protect Chesapeake Bay

Group Greensboro

Hogan Administration officials are among the participants of a ground breaking in Greensboro for a new wastewater treatment plant.

The Hogan Administration was well represented today at the groundbreaking for a Caroline County project that will help enhance the quality of life for nearly 1,900 Marylanders.

Department of Housing and Community Development Secretary Ken Holt, Maryland Department of the Environment Deputy Secretary Lynn Buhl, and Director of Intergovernmental Affairs Jeannie Haddaway-Riccio attended the event marking the start of construction of the Greensboro Wastewater Treatment Plant.

The plant — which was the result of critical partnerships among the towns of Greensboro and Goldsboro and federal, state, county, and municipal departments —
will improve water quality and prevent public health hazards, Secretary Holt said.

“This project is an example of one of our Department’s primary goals: increased support for municipal infrastructure to help you create a thriving community that attracts homeowners and businesses,” Secretary Holt said. Read more…

Five ways homeowners can save on their energy bills


The typical U.S. family spends at least $2,200 a year on home utility bills, according to the U.S. Department of Energy. Unfortunately, a lot of that money and energy is wasted.

“We are not as energy-conscious as we should be,” said Glenn Thompson, regulatory and compliance inspector for DHCD’s division of credit assurance. “Most Maryland homeowners don’t know how easy it is to cut down energy use in their homes and save money on utility bills.”

Buying a home may be the single largest investment you make. With down payment and mortgage costs, it’s easy to forget bills like electric, water and waste disposal.

In addition to helping you finance your house, we’re here to help protect your investment, so we compiled a list of energy-saving tips to ensure that you’re making smarter energy choices and saving money at the same time.

This week, we listed five cooling tips homeowners can use this summer. Read more…

HUD Pours More Funds in Housing Grant Program to Support Rural Nonprofits

Funds appropriated from the Rural Capacity Building program are intended to serve high-need rural areas and enhance the capacity of organizations who participate in community development activities in those areas.

Funds appropriated from the Rural Capacity Building program are intended to serve high-need rural areas and enhance the capacity of organizations who participate in community development activities in those areas.

WASHINGTON, D.C. — The Department of Housing and Urban Development added more funds to its Rural Capacity Building for Community Development and Affordable Housing Grants program.

The Rural Capacity Building program helps applicants with demonstrated expertise in affordable housing and community development in high-need rural communities. Through this program, HUD recognizes the vital role nonprofit organizations play in putting community-building programs into place such as the Community Development Block Grant Program (CDBG) and the HOME Investment Partnerships Program, especially in rural areas.

HUD anticipates awarding a total of $5 million to four winners, with each recipient receiving between $500,000 and $2,500,000. Eligible applicants must have IRS 501(c)(3) status and demonstrate experience working with rural housing in one or more states in five or more of HUD’s regions.

The deadline to apply is September 14, 2015.

To submit an application or review eligibility requirements, please click here.

Modified from a press release by the Department of Housing and Urban Development.

By Samantha Lozano

DHCD to lead discussions on improving local economies and communities

DHCD provided LGIF bond proceeds of $1.4 million for the City of Frostburg to install dome covers for their water plant to protect and safeguard the public water supply from airborne contaminates.

DHCD provided LGIF bond proceeds of $1.4 million for the City of Frostburg to install dome covers for their water plant to protect and safeguard the public water supply from airborne contaminates.

NEW CARROLLTON, MD – DHCD Secretary Kenneth C. Holt and senior department officials will lead three sessions at the MACo Summer Conference on strategies to improve local communities and change Maryland’s economy for the better. TheMACo Conference will take place on Aug. 12-15, 2015 at the Roland Powell Convention Center in Ocean City, Maryland. This year’s theme is – “Energize. Mobilize. Capitalize.”

With mortgage and small business lending capabilities, public infrastructure financing, and grant and loan programs to improve communities, DHCD plays a unique role in building a stronger, healthier Maryland economy.

As part of the Hogan administration’s commitment to improving the economic climate, DHCD has an arsenal of tools to encourage job creation, grow small businesses and increase homeownership in Maryland.

Read more…

Groundbreaking for Affordable Housing in Downtown Baltimore Shows Governor Hogan’s Commitment to City’s Revitalization

Secretary Holt joins city officials for the groundbreaking of Mulberry at Park Apartments, a 68-unit building that will provide affordable housing for Baltimore City residents.

Secretary Holt joins Baltimore officials for the groundbreaking of Mulberry at Park Apartments, a 68-unit complex that will provide affordable rental housing for Baltimore families.

New Carrolton, MD – New affordable rental housing near downtown Baltimore will help revitalize the city’s West Side and change things for the better for families and individuals with special needs, Governor Larry Hogan said today.

“Baltimore City residents will benefit because of the investments we are making to ensure Maryland has more affordable housing options.” the governor said.

DHCD Secretary Kenneth Holt on Tuesday joined Baltimore City Mayor Stephanie Rawlings-Blake, local officials and development leaders to celebrate the groundbreaking of Mulberry at Park Apartments, a 68-unit affordable apartment complex in the Bromo Tower Arts & Entertainment District of West Side Baltimore.

The Hogan administration helped finance the project with more than $1.5 million in 9% Federal Low Income Housing Tax Credits and a $1.4 million Rental Housing Program loan.

During the ceremony, Secretary Holt highlighted the  administration’s commitment to supporting affordable rental housing development as an economic catalyst and job-creation engine in Maryland. Mayor Rawlings-Blake announced the unveiling of Leveraging Investments in Neighborhood Corridors Strategy, a development initiative aimed at improving five of Baltimore’s major corridors.

Read more…

Governor Hogan Announces More Than $5.6 Million to Enhance the Quality of Life in 13 MD Communities

The 2016 Community Development Block Grant awards will help communities all over Maryland fund vital projects such as renovations that will enable The ARC Carroll County to enhance the lives of people with intellectual and developmental disabilities.

The 2016 Community Development Block Grant awards will provide much-needed funding to 13 Maryland communities for vitally important projects such as renovations  to this new facility in Westminster that will allow The ARC Carroll County to continue  its work enhancing the lives of people with intellectual and developmental disabilities.

NEW CARROLTON, MD —The construction of a million gallon water tank in the Town of Westport, the expansion of a food pantry in Easton and the rehabilitation of a senior home in Leonardtown to make it more energy efficient rehabilitation are among the projects benefitting this year from DHCD’s Community Development Block Grant program.

The Hogan administration announced more than $5.6 million in CDBG funds to 13 Maryland municipalities and counties. The funds will support projects that provide housing and infrastructure improvements and support economic development for Maryland communities.

Awardees also include rehabilitation of low income housing in Dorchester and Garrett counties and Pocomoke City, several infrastructure improvement projects and funding for a water tank, pump station and service lines that is critical to the retention of 800 jobs at the Verso Paper Mill in Allegany County.

See the list of 2016 awardees below.

CDBG is a federally funded, competitive grant program designed to help Maryland communities meet a wide range of economic, social and physical environment needs. The program has been a vital and versatile source of revenue to help communities across the nation fight deterioration in lower-income neighborhoods and communities and maintain public infrastructure.

Maryland has awarded over $242 million since 1987 to over 850 awardees.

CDBG embodies the Hogan administration’s commitment to changing Maryland for the better through development projects that enhance the quality of life for Maryland citizens in communities throughout the state.

List of 2016 grantees: Read more…

DHCD Prepares Students for the Workforce through Baltimore City YouthWorks Summer Program

Baltimore YouthWorks students participated in a college and career ready workshop, hosted by the DHCD Office of Human Resources.

Baltimore YouthWorks students participated in a resume writing and mock interview workshop, hosted by the DHCD Office of Human Resources.

Landing a summer job is a rite of passage for many high school students.

Whether it’s part-time or seasonal, organizations keep teenagers busy during summer vacation while helping them earn a paycheck.

Last month, Governor Hogan committed $1 million in state funding to provide summer job opportunities for Baltimore City youth.

Funding was allocated to the Youth Works and Hire One Youth programs through the Department of Labor, Licensing and Regulation.

Through YouthWorks, DHCD hired two student interns to work at our office in Baltimore City.  YouthWorks matches young people between the ages of 14 and 21 to five-week work experiences with private sector, nonprofit and government employers.

“As a national leader in affordable housing and community development, we are always hiring people that will challenge the status quo, effectively communicate ideas and implement efficient housing solutions for Maryland citizens,” said Amy Kipersztok, recruiting manager for DHCD’s office of human resources. “Through YouthWorks, we can show our young people the value of coming to work and knowing that what they do makes a difference in the community.” Read more…

New Resources Will Help Borrowers with Significant Student Loan Debt Move into Homeownership

Secretary Holt says the

Secretary Holt says the “You’ve Earned It!” initiative will help members of the Boomerang generation move out of their parents’ basements and into homeownership.

New Carrollton, MD – Maryland is putting more resources into a popular initiative to help members of the Millennial generation who have been unable to move into homeownership because of significant student debt.

Governor Larry Hogan and Secretary Kenneth Holt said the state will commit $70 million for the next phase of the “You’ve Earned It!” program for Maryland Mortgage Program borrowers who have more than $25,000 in student loan debt and are purchasing a home in one of the state’s Sustainable Communities.

The program is aimed at assisting potential buyers, particularly members of the so-called “Boomerang Generation,” who are employed and have good credit but are saddled with student debt that is proving a barrier to homeownership. These young people are more likely to live with their parents than were young people one or two decades ago and they are saddled with significantly more student loan debt than their predecessors. Read more…

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